EPF (Employees Provident Fund) withdrawals in Malaysia allow members to access their savings under specific circumstances, such as retirement, age 50, age 55, education, healthcare, housing, and leaving the country. Each type of withdrawal has its own requirements and procedures. 

Types of EPF Withdrawals:

• Retirement (Age 55/60):Members can withdraw their savings upon reaching the age of 55, with the option to continue working and contribute to Akaun Emas, which can be withdrawn at age 60. 
• Age 50 Withdrawal:Members can make partial withdrawals from Akaun Sejahtera upon reaching the age of 50. 
• Education Withdrawal:Members can withdraw savings to finance their own or their dependents’ (child, spouse, or parent) education at approved institutions. 
• Healthcare Withdrawal:Members can withdraw from Akaun Sejahtera to cover the costs of approved illnesses, healthcare equipment, and fertility treatments. 
• Housing Withdrawal:This includes withdrawals for buying a house, paying monthly housing loan installments, and reducing or redeeming the housing loan balance. 
• Leaving the Country Withdrawal:Members who are leaving Malaysia permanently can withdraw all of their EPF savings. 
• Incapacitation Withdrawal:Members can withdraw all savings if they are incapacitated and unable to work, with an additional benefit. 
• Death Withdrawal:In the event of a member’s death, their savings are distributed to their beneficiaries.